Housing, Home Improvement Loan

The following are our list of services.

Housing Authority is the only financial institution that will sell you a lot, help you finance it and assist you to build on it.

Loan to purchase a residential lot
Requirements Click here for Checklist.

Customer Guide

Loan Application Form

Click here to access the loan calculator

Housing Authority will help you finance the construction of your home with a Construction Loan.

New Construction Loan

  • Construction of a house
  • Construct a new boundary fence
  • Extend/Renovate/Upgrade an existing house


Requires an approved house plan. An addition draft plan- enable costing for construction.

Click here for Checklist.

Considering re-financing your existing home loan

Now is a good time to re-finance with a Housing Authority refinance Loan.

Click here for a Checklist

Housing Authority provides conveyancing services for its clients. All of the following services are provided in house which is more convenient and cheaper for its customers.

                             Why would you go anywhere else?

Perfection of all securities such as:

  • Preparation of transfer documents.
  • Obtaining of stamp duties exemptions
  • Capital Gains tax clearance certificate.
  • Mortgage
  • Variation of Mortgages in case of further loans
  • Registration of documents with the Registrar of Titles
  We provide confirmation of MPI, Health & House Insurances
  Facilitation of Building Contracts for loans to construct where applicable.

We will liaise with other stakeholders on your behalf:

  • FNPF
  • Solicitors Firms
  • Commercial Banks
  • Real Estate Agents
  • Other landlords ITLTB, Lands, Methodist Church where required.

We grant consent for all applications to dealings on Authority leasehold:

  • Consent to Transfer
  • Consent to Mortgage
  • Consent to Variation of mortgage
  • Consent to Sub-Let
  We also attend to the timely Discharge of securities and leases/titles for all paid off loans.
Fees & Charges  Click here to view.